My Merchant Account Blog

Selling Downloadable Goods

Saturday, June 03, 2006

If you are selling downloadable goods, you might consider a third party processor or system instead of a merchant account. The reason being is that these accounts have a higher risk of chargebacks. And you do not want to risk putting your merchant account in jeopardy. If you get too many chargebacks, you might be placed on the TMF list and then it would be very difficult to get a merchant account.

Companies like Share It will do the credit card scrubbing for you. They will process the credit card transaction and give you your money. They take all the risks. You sell your product. It might cost a little more, but in the long run, it will be worth it.

Do your due diligence. Share It is a bit more expensive but they are taking all the risks for that sale. You are selling your product and still making money.

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