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When applying for a merchant account, you might see this fee (Automated Clearing House). If you do see this fee, take your time your while completing the merchant account application. Basically, every time the merchant account provider deposits funds into your checking account, they will charge you this fee.
Even if this fee is 25¢, that adds up. For example, 20 business days in a month, this is $5.00 more a month that the merchant account provider is charging you.
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